DPHHS Home       About Us       Contact Us       News & Events       Programs & Services       Health Data & Statistics

A - Z Index

Liability Insurance and Bonding Requirements for Qualified Providers

Excerpted from DDP FY10 Contract template:

16.1

General Liability Insurance

 

16.1.1

The Contractor must maintain for the duration of the contract, at its cost, primary standard general liability insurance coverage. The coverage must include tort and other claims of harm or loss arising from: injuries to persons, damages to property, contractual performance, rights to intellectual property, or other liabilities that may be claimed in relation to the provision of services under this Contract. The insurance must cover claims as may be caused by any act, omission or negligence, of the Contractor or the Contractor's officers, employees or agents.

 

16.1.2

The Contractor must maintain general liability insurance coverage inclusive of bodily injury, personal injury and property damage. The general liability insurance coverage must be obtained with combined single limits for bodily injury, personal injury, and property damage of $1,000,000 per occurrence and $2,000,000 per aggregate per year.

For contractors serving less than 5 persons with developmental disabilities or receiving less than $75,000 in total Developmental Disabilities Program funding, the coverage must be obtained with combined single limits for bodily injury, personal injury, and property damage of $500,000 per occurrence and $1,000,000 per aggregate per year.

 

16.1.3

The coverage must be from an insurer with a Best’s Rating of no less than A- or through a qualified self-insurer plan, implemented in accordance with Montana law and subject to the approval of the Department.

 

16.1.4

The State Of Montana, its officials, employees, agents, and volunteers, are to be covered and listed as additional insured’s for liability arising out of activities performed by or on behalf of the Contractor, inclusive of the insured’s general supervision of the Contractor, products and completed operations; and arising in relation to the premises owned, leased, occupied, or used by the Contractor.

Page last updated 07/30/2013